Banking MCP · The MCP server for your bank accounts
Let your AI understand your money.
Connect your bank accounts once. Then ask Claude, ChatGPT, Mistral or Cursor about balances, spending and upcoming bills in plain language. Payments are next.
7-day free trial · Cancel anytime · Read-only by default
Works with Claude · ChatGPT · Mistral Le Chat · Cursor + any MCP client
You
Which rents did I receive over the last three months?
Assistant
search_transactions· income · rent · 2026-07 → 2026-09
You received €6,750.00 in rent from two tenants since July. All payments came in, but Jonas Brandt paid September's rent a week late.
- Lindenstraße 12, Flat 1Anna Keller · 3 × €1,200.00 · on time
- €3,600.00
- Hafenweg 5, Flat 3Jonas Brandt · 3 × €1,050.00 · Sep 8
- €3,150.00
How it works
Three steps. A few minutes.
No spreadsheets, no CSV exports, no API keys. Go from the landing page to your first question about your finances before your coffee gets cold.
01
Start your free trial
Sign up with your email and you're in. The first 7 days are free, then billing runs through Stripe.
02
Connect your banks
Pick your bank and log in secure via PSD2-regulated flow. Your banking password never reaches us.
03
Plug in your AI
Add your BankingMCP MCP address to Claude, ChatGPT, Mistral or Cursor, approve access, and start asking questions.
Your agent, your choice
One connection. Every assistant you use.
BankingMCP speaks the Model Context Protocol, the open standard AI assistants use to reach tools. Connect one assistant or all of them, and switch whenever you like.
- Claude
- Add BankingMCP as a custom connector in Claude's settings and sign in once.
- ChatGPT
- Add BankingMCP as a connector in ChatGPT's settings and approve access.
- Mistral Le Chat
- Add a custom MCP connector in Le Chat and paste your BankingMCP address.
- Cursor
- Add one entry to your mcp.json. Useful for budgeting scripts and tooling.
- Any other MCP client
- If it supports remote MCP servers, it works with BankingMCP. Your onboarding shows the exact steps for the assistant you pick.
{
"mcpServers": {
"bankingmcp": {
"url": "https://mcp.banking-mcp.com/mcp"
}
}
}What your AI can do
Ask about your finances like you'd ask a friend.
Your assistant gets structured, up-to-date data straight from your banks, so its answers are grounded in real numbers instead of guesses.
Check balances
Every connected account in one answer: checking, savings and credit cards.
Search transactions
Find that one payment by merchant, amount, reference or date range.
Understand spending
Categories, month-over-month trends, and subscriptions you forgot about.
Plan ahead
Recurring bills and income, weighed against what's actually in the account.
Payments, with you in the loopComing soon
Your AI prepares the transfer: recipient, amount, reference. You approve it in your banking app. Nothing moves without your explicit confirmation.
Security & control
Your money. Your rules.
Giving an AI access to your finances should feel boring. That means clear limits, regulated infrastructure and an off switch that always works.
Your bank login stays with your bank
You authenticate. BankingMCP never sees or stores your banking credentials.
Read-only by default
Connected assistants can read balances and transactions. Payments will be a separate, explicit opt-in.
Separate access per assistant
Each AI you connect gets its own authorization, so you always know who can see what.
Revoke in one click
Disconnect an assistant or a bank at any time from your dashboard, effective immediately.
Regulated bank access
Bank connectivity runs under the EU's PSD2 framework, the same rails used by banking apps.
No data selling
Your financial data is used to answer your questions. We don't sell it or use it for advertising.
Pricing
One plan. Try it free for a week.
Everything is included. Use BankingMCP free for 7 days and only keep it if it earns its place.
BankingMCP
€9/ month
after your 7-day free trial · VAT included
Secure checkout by Stripe
- Connect all your bank accounts
- Claude, ChatGPT, Mistral, Cursor & any MCP client
- Balances, transactions & spending insights
- Payments as soon as they launch
- Cancel anytime, no questions asked
FAQ
Questions, answered.
- Which banks can I connect?
- BankingMCP covers the vast majority of banks in Germany and a growing number across Europe. You can search for your bank during sign-up before connecting anything.
- Which AI assistants work with BankingMCP?
- Claude, ChatGPT, Mistral Le Chat and Cursor, plus any other client that supports remote MCP servers. You can connect several at once.
- Can my AI move money?
- Not today. BankingMCP is read-only. When payments launch, they'll be opt-in and every transfer will need your approval in your banking app, so an assistant can never send money on its own.
- What happens after the free trial?
- After 7 days your subscription continues at €9 per month, billed through Stripe. Cancel before the trial ends and you won't be charged.
- Does BankingMCP see my banking password?
- No. You log in to your bank through secure and hosted flow. BankingMCP only receives the account data you consent to share.
- What does the AI provider see?
- Only the data your assistant requests to answer a question, such as a balance or a list of transactions. That data is then handled under your AI provider's privacy terms, so check the settings of the assistant you connect.
- How do I disconnect?
- From your dashboard you can revoke any assistant or bank connection instantly, or delete your account and all associated data.
Your next money question is one prompt away.
Sign up, connect your banks, plug in your AI. Free for 7 days.
Get started →